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Residential Solar WORKS in Washington

During the summer, the Pacific Northwest’s long, mild days are ideal for generating solar power and solar panels operate at greater efficiency in cooler climates. A solar system in the Puget Sound will produce 80% of the energy of an identical system in Los Angeles! Solar panels work on cloudy days too, even in the winter.

Germany receives less sunlight than the Seattle & Puget Sound region, yet it accounts for 13.5% of the world’s solar panel electric installations. Germany is expecting to be 100% green for its national energy usage by 2050. When Germany can produce that much solar energy with less sunlight, there is no reason not to go solar here in the Northwest.

man lifting his child into the air over solar system in washington state
Cash purchase investment savings
Washington State Incentives

Washington State’s incentive program rewards homeowners 6.5% to 10.4% for going solar in the form of a sales tax exemption! For a typical sized system, this is a $2,000 incentive.

When you combine the State’s incentive program with Federal incentives, offsetting your electric usage, and locking in escalating utility rates, the Puget Sound area makes for a sound and secure green investment. Washington State also has some of the best solar financing available, such as our current summer solar loan featuring $0 down, $0 payments for 90 days with rates starting at 3.24%!

You may qualify for a loan term of up to 25 years
Solar Loan – $0 Down + 90-Day Zero Payments

You own your solar system and pay for it with a loan. You can pay off your loan at any time without penalty. We have three options for you with rates as low as 3.24% (720+ credit score) and terms of 10, 15 and 20 years. Apply today for your free energy”!


For a limited time only PSCCU is offering Zero down & Zero payments for the first 90 days solar loan, that means free energy until your first payment is due.

Property Assessed Clean Energy (PACE) Model
Solar Lease

Solar Leasing is not available in Washington State. Over the last couple of years, there has been much hype about solar leasing offered by many of the national big-box out-of-state solar corporations, however, there can be undisclosed pitfalls that you need to be aware of:

  • A lease is a 10-year contract, if you sell your home before the contract term ends, you could be hit with tens of thousands of dollars in termination fees.
  • You do not own the solar energy system and cannot choose to have Made-In-USA equipment. The cheapest overseas equipment is used with no consideration to environmental regulations, living wages or equipment lifespan beyond the 10-year contract term.
  • You forfeit all Federal and State incentives.
  • Zero percent of system installation supports the State’s economy and the local solar industry.
Find out if you qualify for a 5-Year Modified Accelerated Cost Recovery System (MACRS)
Federal Investment Tax Credit – 2022 = 26%, 2023 = 22%

Solar electric systems installed in 2022 qualify for the 26% federal solar income tax credit* (ITC) and steps down to 22% in 2023. If energy storage is included it qualifies too. The ITC can be carried back 1 year and forwarded 20 years. This means that if you had a tax liability last year but don’t have one this year, you can still claim the credit. If you had no tax liability last year or this year, you can keep the credit on your books and use it any time you have a tax liability over the next 20 years. Don’t wait! 2023 is the last year for the federal ITC.